与「Fintech」相关的搜索结果

.@charlesdhaussy, CEO of the @dydxfoundation, joined the latest episode of Double Down, Babylon's Bitcoin focused podcast. "There are different ways to get distribution of Bitcoin collateral solutions. One path could be through an exchange. Another could be through a fintech as a suite of solutions."

Banks Onchain 🏦 @Visa is developing an internal stablecoin platform to help banks and fintechs across its network handle stablecoin transactions seamlessly. The rollout will launch with OUSD, a new stablecoin backed by over 140 companies including @Mastercard, @Stripe, and @BlackRock. This move shows how stablecoins are embedded in core payment infrastructure, with traditional financial rails and digital assets converging faster than ever. Read more at @TheBlockCo 👇

Ethereum is for shipping. Here are some of the things the Ethereum ecosystem launched, upgraded, and announced over the past month. 0/ @RobinhoodApp launched Robinhood Chain (@RobinhoodCrypto) on mainnet, an Ethereum Layer 2 built on the @arbitrum stack, enabling 24/7 trading of tokenized stocks and ETFs for users in over 120 countries through Robinhood Wallet. The network surpassed $1B in DEX volume in just over a week. 1/ @aztecnetwork achieved Stage 2 rollup decentralization under @l2beat's framework, removing governance control over its core protocol and taking another step toward trust-minimized infrastructure. 2/ @VitalikButerin shared updates to Ethereum's evolving technical roadmap, outlining the next phase of Lean Ethereum and the protocol's long-term direction. 3/ @ethlabs_org launched as a non-profit R&D lab for Ethereum and ETH. Their mission is to make Ethereum the settlement layer of the global economy. 4/ @ethereuminsti launched as an independent non-profit dedicated to accelerating the institutional adoption of Ethereum, its L2s, applications and overall ecosystem. 5/ @aave introduced Stable Vaults, fixed-rate stablecoin yield vaults designed for seamless integration into consumer applications. 6/ @zama launched the First DeFi Yield Venue for Confidential USDC (cUSDC) in partnership with @Morpho and @SteakhouseFi, bringing private stablecoin lending to Ethereum. 7/ @swissknifexyz launched a new Privacy Protocol Tracker, making it easier to compare fees, wait times, supported chains, and other metrics across Ethereum privacy protocols. 8/ Global tickets for @EFDevcon 8 went live, alongside speaker applications for this year’s conference in Mumbai, India. 9/ @Optimism and @toss__official signed an agreement to explore bringing the Korean Won onchain, expanding blockchain-based financial infrastructure for one of South Korea's largest fintech platforms. 10/ @OctantApp completed Epoch 12, its first full quadratic funding round using a zero-knowledge vote coprocessor and new voting application, distributing 88.1 WETH to Ethereum public goods projects. 11/ @0xprivacypools launched the trusted setup ceremony for Privacy Pools V2 ahead of its next protocol deployment. 12/ Gwei Name Service launched an ownerless, immutable Ethereum naming system built without administrative ownership. 13/ @ammalgam launched on Ethereum mainnet, introducing oracle-free lending without impermanent loss. 14/ @lodestar_eth added support for Fast Confirmations, allowing Ethereum node operators to confirm transactions in a single slot using validator attestations. 15/ @PrivacyBoost introduced preconfirmations for private transfers, allowing transfers to be treated as usable in around one second before final settlement. 16/ The @ethereumfndn published Ethereum Basics for Governments and Institutions, a new primer introducing Ethereum as a credibly neutral digital public utility for policymakers and enterprise leaders. 17/ @OndoFinance launched @OndoPerps, enabling tokenized stocks to be used as collateral for perpetual futures across equities, commodities, and indices. 18/ @base introduced Base Privacy, giving enterprises infrastructure to trade, pay, and settle onchain with built-in confidentiality and compliance features. 19/ @BGDA_UK launched BAGEY, a natively tokenized UK regulated fund on Ethereum where the blockchain serves as the legal register of record. 20/ @sparkdotfi launched the Stablecoin FX Layer on @Uniswap v4, introducing shared liquidity infrastructure that lets stablecoins access a common liquidity layer. 21/ @Trueo_ launched user-created prediction markets, allowing anyone to create a market by asking a question and letting participants trade on the outcome through a fully onchain prediction market. 22/ @kpk_io integrated @OpenCover Covered Vaults, allowing depositors to add opt-in onchain insurance to curated vaults, with coverage underwritten by @NexusMutual. 23/ @PropellerSwap launched Turbine on Ethereum mainnet, enabling large trades to settle with lower slippage by sourcing liquidity across onchain, offchain, and peer-to-peer markets. 24/ Hosted by @web3privacy, the Neocypherpunk Summit brought together around 1,000 builders and researchers in Berlin to advance privacy, open-source infrastructure, and human rights. 25/ @eth_systems launched as a company building modular privacy infrastructure for institutional Ethereum.

最近 Anthropic 招募了一篇顶尖人才！我们可以从他们招了谁、进了哪个组，反推出 Anthropic 未来 12–18 个月的下注重心。人事就是路线图，我让 Indigo-mind Agent 从我的知识库收录中按信号强弱排了一下👀 一、核心引擎：用 AI 造 AI + 下一代预训练/效率 信号最强！Karpathy 进预训练组、专门“用 Claude 加速 Claude 的预训练研究”；Jelani Nelson（流式算法/降维、大规模高效算法）也进同一条预训练线。两个顶级人都压在预训练+效率上，说明： • Anthropic 判断预训练远没撞墙（和 Yann Dubois 笔记一致），下一波增益在效率 + 把研究循环自动化（RSI）。 • Nelson 的专长（大规模高效算法、降维）= 压榨每一分算力；Karpathy = 让 AI 接管研究 loop。合起来就是"递归自我改进的复利飞轮"从口号变建制。 → 这是它的主引擎，其它都是围着它转。 二、算力/能源基础设施扩张 招 Ross Nordeen（xAI 数据中心整体规划、选址、能源策略、算力扩容）说明 Anthropic 在自建大规模算力 + 能源布局，不再只靠合作方。又一家前沿实验室进入“抢电、抢算力、烧 Capex”的军备赛。 三、AI for Science（尤其生物）- 皇冠上的垂直 Jumper（AlphaFold 诺奖）+ Neklyudov（生成建模 for 蛋白折叠/分子动力学）+ 自建 wet lab + Allen/HHMI 合作 + 收购 Coefficient Bio。这是一整套认真的 AI-for-bio 下注，而且自建湿实验室 = 把"数字→物理"生物闭环补上。和 Demis/DeepMind 抢同一颗明珠，前沿实验室在往生命科学的物理层走。 四、Agentic 检索/记忆/上下文 Bryan McCann（搜索、检索、LM 集成）直接对口把模型连到外部上下文——这正是我的记忆/持续学习那条簇的产品侧（Engram/Karl Mehta/Satya 的 exhaust）。加上 Bailis 的系统/数据库底子，指向 Agentic 检索 + 上下文工程的产品化。 五、企业/产品（可能含 fintech / agentic commerce） Tom Blomfield（Monzo/GoCardless，支付基础设施 + 消费级产品）+ Peter Bailis（Workday CTO，企业软件）。这批是产品与商业化肌肉——尤其 Blomfield 的支付背景，值得留意 Anthropic 是否往 Agentic 支付/商务方向走。 六、软实力长线：对齐 + AI 经济学/治理 • Lederman（哲学家 → 对齐 + 模型"人格 character" + AI 福祉）； • Chad Jones（Anthropic Institute，Jack Clark，研究 AI 对经济/社会/法治的系统性影响）。 这不是赚钱线，是“负责任守门人”定位 + 政策影响力——正好和 Demis 那篇"前沿 AI 治理框架"是一套打法：用安全/治理/经济学研究占据话语权。 这份人事表画出的 Anthropic 是——主引擎压在"预训练效率 + RSI"（不追消费/机器人/World model），认真做科学垂直（生物方向），自建算力能源，外加治理/经济学的软实力。明显没重仓的：机器人、World model、消费社交——它在收窄、做深，而不是铺开。

最近 Anthropic 招募了一篇顶尖人才！我们可以从他们招了谁、进了哪个组，反推出 Anthropic 未来 12–18 个月的下注重心。人事就是路线图，我让 Indigo-mind Agent 从我的知识库收录中按信号强弱排了一下👀 一、核心引擎：用 AI 造 AI + 下一代预训练/效率 信号最强！Karpathy 进预训练组、专门“用 Claude 加速 Claude 的预训练研究”；Jelani Nelson（流式算法/降维、大规模高效算法）也进同一条预训练线。两个顶级人都压在预训练+效率上，说明： • Anthropic 判断预训练远没撞墙（和 Yann Dubois 笔记一致），下一波增益在效率 + 把研究循环自动化（RSI）。 • Nelson 的专长（大规模高效算法、降维）= 压榨每一分算力；Karpathy = 让 AI 接管研究 loop。合起来就是"递归自我改进的复利飞轮"从口号变建制。 → 这是它的主引擎，其它都是围着它转。 二、算力/能源基础设施扩张 招 Ross Nordeen（xAI 数据中心整体规划、选址、能源策略、算力扩容）说明 Anthropic 在自建大规模算力 + 能源布局，不再只靠合作方。又一家前沿实验室进入“抢电、抢算力、烧 Capex”的军备赛。 三、AI for Science（尤其生物）- 皇冠上的垂直 Jumper（AlphaFold 诺奖）+ Neklyudov（生成建模 for 蛋白折叠/分子动力学）+ 自建 wet lab + Allen/HHMI 合作 + 收购 Coefficient Bio。这是一整套认真的 AI-for-bio 下注，而且自建湿实验室 = 把"数字→物理"生物闭环补上。和 Demis/DeepMind 抢同一颗明珠。对你判断"AI 卖铲人/垂直纵深"是方向信号：前沿实验室在往生命科学的物理层走。 四、Agentic 检索/记忆/上下文 Bryan McCann（搜索、检索、LM 集成）直接对口把模型连到外部上下文——这正是我的记忆/持续学习那条簇的产品侧（Engram/Karl Mehta/Satya 的 exhaust）。加上 Bailis 的系统/数据库底子，指向 Agentic 检索 + 上下文工程的产品化。 五、企业/产品（可能含 fintech / agentic commerce） Tom Blomfield（Monzo/GoCardless，支付基础设施 + 消费级产品）+ Peter Bailis（Workday CTO，企业软件）。这批是产品与商业化肌肉——尤其 Blomfield 的支付背景，值得留意 Anthropic 是否往 Agentic 支付/商务方向走。 六、软实力长线：对齐 + AI 经济学/治理 • Lederman（哲学家 → 对齐 + 模型"人格 character" + AI 福祉）； • Chad Jones（Anthropic Institute，Jack Clark，研究 AI 对经济/社会/法治的系统性影响）。 这不是赚钱线，是“负责任守门人”定位 + 政策影响力——正好和 Demis 那篇"前沿 AI 治理框架"是一套打法：用安全/治理/经济学研究占据话语权。 这份人事表画出的 Anthropic 是——主引擎压在"预训练效率 + RSI"（不追消费/机器人/World model），认真做科学垂直（生物方向），自建算力能源，外加治理/经济学的软实力。明显没重仓的：机器人、World model、消费社交——它在收窄、做深，而不是铺开。

Hi everyone Market expectations couldnt be more divided today. Some are convinced that Bitcoin will soon drop below $50K, while others believe the bulls are already knocking at our door. A similar sense of anticipation can be felt throughout the Seismic community. The ecosystem keeps growing at a rapid pace, introducing more and more fintech solutions with each passing month. That was the inspiration behind my latest sketch featuring Rocky, the mighty mascot of @SeismicSys, charging forward on a magical bull. Tomorrow Ill try to finish the colored version of this artwork. Hope you like it

Is crypto losing to AI? @MikeDudas joined the livestream to discuss where crypto is actually heading, why value-accruing tokens matter, and why AI isn't replacing crypto - it's creating new opportunities for it 00:40 How Mike raised a 3rd fund in one of the toughest markets 02:25 Dumbest criticism DePIN projects get 05:21 Underrated crypto consumer products that more people should know about 07:21 Are prediction markets just another trend? 11:06 Is crypto losing to AI? 14:29 Most underrated founder right now 16:15 Is crypto really just fintech? 17:36 What will trigger the next major market turn 21:47 Crypto investments need a new structure? 25:51 Should crypto startups worry about big companies copying them? 28:01 Can @Pumpfun outgrow memecoins and become the default token launch platform? This interview features: - @MikeDudas, managing partner at @6thManVentures - @miaferrariii, co-founder of @mad__app and @MadSocietyTV

看到这两天 @ether_fi 和 @KASTxyz 的创始人在撕逼互喷，感叹一下稳定币neobank的赛道也正式进入纯内卷阶段了... 昨天和一位投资人朋友聊天，他抛出了一个疑问：稳定币支付到底算什么，演变到今天，差异化到底是啥？ 想了想，其实稳定币支付作为独立赛道本身就是个伪命题，因为这个概念已然是完全合规路线，以法币能力为主的事情了。独立的链上叙事和稳定币支付几乎没关系了，区块链只是作为一个部分群体access的方式而已，和传统fintech进入一个新的国家市场，适配本地的群体和支付方式没啥区别。 未来胜出的或许是尝试在传统fintech去和巨头掰手腕的公司，不存在什么web3 vs web2，只存在新的fintech公司打败老的fintech公司，无关稳定币还是美金。这条路线的变量在于agent, 没准也在于agent payment。 一年间，心态发生了挺大变化。最艰难的选择永远都是在增长的绝对数字和长期的留存率之间做取舍。

Due to popular demand, TRON support has been integrated. @dynamic_xyz and @FireblocksHQ introduced Fireblocks Flow to simplify stablecoin acceptance for PSPs and fintechs. With #TRON# integrated, stablecoin payments can move with the speed, reliability, and global scale users already expect from the network

马斯克的 X Money 真的这么夸张吗？ 想象一下：你的钱躺在 X 账户里，每天自动赚 6% 年化，不用锁定期，不用最低余额；刷卡消费大部分都能拿回 3% 现金，金属 Visa 卡还刻着你的 X 账号，高端大气。X 创作者的收入直接打进来，朋友间转账@一下就搞定，工资还能提前两天到账。这哪里是银行账户，简直是把支付、社交和赚钱无缝融合在一起。 传统银行看到这个会不会慌？美国很多大行的储蓄利率还不到 0.5%，而 X 靠着几亿用户基数，直接用高收益当诱饵。用户一旦把工资和日常消费转进来，就很难再离开。这波操作，对高息储蓄和借记卡市场是实打实的降维打击，金融科技的下一场大战已经打响。 但 6% 这么香的收益能维持多久？很多人都在问。这短期肯定是 X 大手笔获客的策略，利用平台流量降低成本，同时通过 Visa 交易分成和生态锁定来回血。长期看，随着用户越来越多，收益率可能逐步调整，这在金融科技圈很常见。不过 @elonmusk 的风格向来是先大规模扩张，再优化盈利模式，值得持续观察。 对我们这些在國内的加密爱好者来说，虽然现在还只能看戏，但 X Money 再次证明：社交 + 金融的结合威力巨大。比起波动大的 DeFi yield，它有真实 FDIC 背书。 #XMoney# #ElonMusk# #Fintech# #Web3#