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首先 3% cashback 应该不是普遍情况 如果有哪家团队是长期且不设上限的给 3% cashback，那包是亏钱运营，长期来讲烧不起，据我了解只有 @0xinfini 是不设上限的给 2% 的 cashback 其次是货币贬值的问题。哪怕拿着 USD 什么都不干，从去年最高点到现在美元兑人民币的汇率已经下跌了将近 8%，就不说从高点开始换吧，哪怕去年有点收入和交易盈利随时换，都能尽可能避免贬值的损失

Build your next business with GPT-6 Astra + Higgsfield API. We’re backing builders with a $20M API cashback. @gregisenberg filmed a step-by-step guide on YouTube 24 hours ago you can copy and implement. Get 100% of your API spend back instantly in API credits, on every model. Up to $100,000 per business. Spend $100,000 → get $100,000 back in API credits, for a total of $200,000 worth of API usage. Unused cashback expires on September 30. Can’t wait to see what you’ll build.

We're announcing 100% cashback on every model on the Higgsfield API platform. Seedance 2.5, Kling 3.0, MiniMax H3, Wan 3.0, and more. Spend on the API and get your cashback instantly, up to $100,000 per business. $20,000,000 cashback pool. First come, first served. You helped us reach a $1B run rate. We’re celebrating by putting $20M back into what you build next. Unused cashback expires on September 30.

We just distributed our biggest rewards yet. Cashback earned between Jan 31 and May 31 has now been paid out, after a cycle that saw nearly 1 MILLION eligible transactions. That’s a lot of Tria Cards being tapped, real spending, and rewards going back to users. And this season is only getting started. More exciting things ↓

The incentive program for Coinbase Tokenized Stocks on @Base is now live. 5% cashback in USDC on qualifying swaps, up to $25 per wallet. Provided by 1inch Network, operated by @merkl_xyz - all reward calculation and distribution runs on Merkl's side. Not available in the US, Canada, UK, Australia, Singapore, Switzerland and other restricted jurisdictions.

🚨 NEW: @okx Card is rolling out new perks in Europe →Users can now get €20 cashback and 50% off Netflix, ChatGPT or Claude subscriptions → 0% added OKX FX fees and no monthly/annual fees → 3.5% Pay Boost on eligible idle assets That’s a lot of value packed into one Card

THE REWARDS RECEIPT ────────────────── Every point you've ever redeemed came from somewhere. It was never the bank's money. ────────────────── > Q2 2026: U.S. credit card debt hits a record $1.26T, up $21B this quarter alone (NY Fed) > 13%+ of all balances are now 90+ days delinquent > 1 in 3 workers now carry more credit card debt than they have saved for retirement (Schroders) ────────────────── Two pools fund every 2% cashback card: the interchange fee merchants pay on every swipe - priced into everyone's receipt, cardholder or not - and the interest charged to whoever doesn't pay the statement in full. The math only works because most people don't carry a balance. The ones who do are paying 20-29% APR to help fund somebody else's airport lounge. ────────────────── Your rewards card isn't free. It's a transfer payment with a loyalty program attached - and the transfer runs from the people missing the due date to the people who never do.