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İtalyan Alpleri'ndeki Dolomitler'de tek başına kayan bir snowboardçuyu kurtlar kovalıyor! İki kez dibine kadar yaklaşıyorlar; en ufak bir hatada ya da düşüşte yardımına koşacak kimse yok. Kurtlar pes etmiyor ama sporcu inanılmaz bir soğukkanlılıkla yoluna devam ediyor. Gerçekten bravissimo! #Dolomites# #WildlifeEncounter#
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今天,我的律师团队出席了加州联邦法院的听证,反对世界自由金融(World Liberty Financial)@worldlibertyfi 试图将我们的争议强行推入秘密仲裁程序、并将文件封存于公众视野之外的做法。 我们据理力争,主张本案应在公开法庭审理——法院支持了我们的立场。 这是一场重大胜利: 法官裁定,我的全部个人索赔请求都将留在公开法庭审理。 法官同时驳回了World Liberty关于所有公司相关索赔均应仲裁的主张,并命令双方协商确定其中哪些索赔留在法院、哪些提交仲裁。 这是一场意义重大的胜利。 World Liberty试图把这个案子推到密室之中,而法院说:不行。 代币持有者有权看到,这些项目是如何对待信任他们的人的。我相信,如果World Liberty的所作所为经得起检验,他们就不会如此拼命地掩盖。在社区获得应有的透明度之前,我不会罢休。 对于刚开始关注这场争议的朋友,简单介绍一下背景:我是World Liberty最早、也是最大的投资人之一。我投入4500万美元换取$WLFI代币,因为我相信了该项目所宣称的"让去中心化金融走向大众"的愿景。 但正如我在起诉状中所指控的:在我的4500万美元投资帮助他们将一场原本举步维艰的代币销售扭转为5.5亿美元的成功募资之后,World Liberty却在$WLFI智能合约中秘密植入了后门,赋予自己单方面冻结、限制、销毁任何持有者代币的权力——无需通知,亦无正当程序。 起诉状进一步指控:World Liberty对我动用了这一权力,非法夺取我的财产(即我的$WLFI代币),并在我试图行使合法权利时,以刑事移送相威胁。 我的诉讼索赔金额达数亿美元。 提起诉讼后,我第一时间取得了法院命令,禁止World Liberty销毁、损毁、重新分配或以任何其他方式永久处置我的任何代币。 这道命令是必要的——因为正如我在起诉状中所指控的,World Liberty不仅威胁要销毁我的代币,还确保了自己拥有单方面兑现这一威胁的权力。 我现在了解到,World Liberty已在其USD1稳定币中植入了同样的后门功能。 在我看来,USD1的用户应当明白:World Liberty已赋予自己随时冻结或销毁用户资产的技术能力——而且正如我在起诉状中所指控的,他们已经展示过对$WLFI持有者动用这些功能的意愿。 我并不是起诉状中所指控的World Liberty欺诈计划的唯一受害者。虽然未经他人同意、我无权代为讲述他们的遭遇,但已有其他人私下向我表示,他们认为自己同样受到了World Liberty的侵害,只是担心公开站出来提起诉讼。 我理解他们的顾虑。 正如我在起诉状中所指控的,World Liberty已经证明,他们会对挑战者实施报复。 基于我本人与这个行业里不良行为者打交道的经历,我还想给投资者一句忠告。在这场争议之前,我曾被ARIA欺诈——该公司卷走了支撑TUSD稳定币的约5亿美元抵押资产。 就在ARIA资不抵债、坐拥数亿美元被挪用资金的同时,其代理人Vincent Chok正通过他的公司First Digital Trust推出一个名为FDUSD的新稳定币。 那个稳定币最终信心崩塌、脱锚,其交易对被币安交易所下架。 那段经历教会我更审慎地审视自己投资的项目,也是我如今对World Liberty深感担忧的原因之一。 在我看来,对$WLFI和USD1都有充分的理由保持警惕。 我对World Liberty的索赔金额达数亿美元,而我没有看到任何证据表明他们有能力履行如此规模的判决。 USD1的市值据报道为40亿美元,但那是用户的钱。 那是本应支撑稳定币的抵押资产,不能被用来支付法院判决。 除去这部分抵押资产之外,我没有看到任何迹象表明World Liberty拥有足以覆盖数亿美元判决的资本。 而这还只是我一个人的索赔。如前所述,据我了解,其他人也可能提起类似诉讼。 在这些潜在索赔之外,World Liberty自身的行为让我更有理由怀疑他们能否兑现自己的义务。 根据公开报道,World Liberty将约50亿枚自家发行的$WLFI代币作为抵押品存入了借贷平台Dolomite——而该平台的联合创始人正是World Liberty自己的首席技术官。据报道,这一数量接近其金库持仓的一半,约占代币总供应量的5%。 通过这一安排,World Liberty据称借出了至少7500万美元的稳定币,其中包括其自家发行的USD1。正如我在起诉状中所指出的,业内分析人士已将这种循环借贷与导致SBF在FTX酿成巨额欺诈的那类杠杆操作进行了直接类比。 此外还有World Liberty管理层的问题。正如我在起诉状中所指控的,World Liberty联合创始人Chase Herro此前曾创立另一个DeFi协议Dough Finance,该协议声称遭遇黑客攻击、用户资产被盗。 但有投资者提起诉讼,指控所谓黑客攻击根本不存在,而是Herro先生本人将平台资产变现转入了自己的钱包。 据公开报道,这些资金中的绝大部分至今下落不明。公开报道同样记录了:当年参与Dough Finance的许多相同人员,如今正在运营World Liberty。 所有这些因素——我提出的巨额损害赔偿主张、其他尚未起诉者的潜在索赔、Dolomite上的借贷安排,以及Dough Finance的诉讼——都让我严重怀疑:一旦发生挤兑,World Liberty和USD1是否有足够的资金来履行判决、偿还债务、或让投资者得到全额补偿。 我认为投资者应当追问:World Liberty和USD1是否拥有足以覆盖其全部潜在义务的资源。 基于我所审阅的公开信息,我对此没有信心。 我敦促投资者自行做好尽职调查,并保持极度谨慎。
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#USD1# 在 Binance 的第六期补贴马上要在 7/10 结束了,会续杯第七期吗?🤔 5月份的时候我猜测不会有第五期,结果我低估了项目方的实力,第五第六期陆续都上线了,补贴了整整半年的时间。进入到下半年,预计补贴规模会缩小,并且重新复用第一期和本期活动末尾的规则,将 USD1 放在合约或杠杆账户来吃额外加成,用来分流一部分休眠资金,降低补贴成本 这期活动结束后,如果不续杯,还能再吃几天 @BinanceWallet 的 DeFi 活动:协议选择 Lorenzo,算上项目方自己跑 CeDeFi 策略的基础收益,目前还能维持在 12% APR(补贴会在8月中旬集中发放,到时 WLFI 价格应该会有所下跌,收益略微缩水) 这半年的补贴铺开,USD1 在各大 CEX 都已经有了比较大的采用量,目前已经在 Binance / Bybit / MEXC / Gate 上线过补贴活动,并且也上线了一些 USD1 的交易对,增强 USD1 对其他非稳定币资产的流动性。 CEX 这块,USD1 能铺的渠道基本上都做完了:接入 CEX 的充提,和其他稳定币/主流币种组交易对,上线理财活动;但链上的应用场景还是比较局限,借贷目前只有 WLFI/Dolomite 量比较大,DeFi 的采用量仍需补全
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日常来和大家同步一下 USD1 和 WLFI 的一些动态吧,挑重点和大家聊聊,供参考: 首先大家最关心的肯定是理财方面,大家可以按需对号入座: 资金量不大求稳的,去币安吃 2000 刀以内的 8.5% 保本收益(活动到 7 月 27 日) 大资金需要灵活申赎的,可以看 Gate 或 Dolomite,双重综合年化在 8% 左右 另外他们跟 Zebec 合作的借贷池也上了,最高年化5.2%,带风控,用起来越来越像我们平常刷的理财 App,门槛降了不少 基本面上,业务确实在赚钱,灰度数据显示它过去一年拿下了 1.05 亿美元的真金白银收入,排进全网前八,USD1 的规模也稳居全球第四 现在看项目,我个人就盯两点:有没有真实造血能力?产品用起来方不方便?目前看 $WLFI 这个生态是没问题的 至于后续能不能有大爆发,核心变量就两个: 一是它申请的 OCC 信托牌照能不能顺利批下来(这是降低机构进场门槛的关键) 二是参议院和《CLARITY 法案》的监管走向 这两只靴子落地前,先客观保持跟踪,该理财的正常理财就行,不影响,有新进展再随时和大家同步!
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早呀,姐妹们! 今天去看了WLFI官方markets和dolomite数据,挺有意思的。 在USD1自己市场里,借得最满的居然是USDC。USD1 供应约2.449亿美元,借出约1.498亿美元,利用率 61.15%;USDC 供应约1.298亿美元,借出约1.034亿美元,利用率却有79.67%。 USDC池子才USD1一半多一点,却已经借出八成,利率也更高,供应APR 8.46%,借款APR 5.20%,比USD1的 7.39%和3.99%都高呢。 先别急着说谁赢谁输,利用率高,可能是借的人多,也可能是池子里钱少,再加上奖励和大户进出,数字一天变一天很正常。 不过我看真正有意思的是 @worldlibertyfi 的Markets不是只围着USD1转的。大家上链玩,不会只用一种稳定币嘛。有人借USDC去还债,有人拿USD1去参加活动,还有人就是想换个地方接着用抵押品。 USDC和USDT愿意进来,USD1就多了对手方,平台也能接到更多借款需求。对借贷市场来说,把外面的钱留在自己池子里,比只让大家用自家币重要多了。 当然,现在还早着呢,USDC借这么满,到底是正常需求还是奖励拉来的短期资金?借款是不是集中在少数地址?这些都得继续看。 我现在最期待的,是奖励降下来以后,这批USDC还会不会留下来。虽然今天市场有点波动,但稳定币这边还挺活跃的。你们会先去查主要借款地址,还是等着下次数据更新呀?
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今天凌晨美伊达成初步协议,油价下挫80以下,通胀预期压力减弱,年内加息预期也低于50%。美股期货涨幅扩大,大饼也顺势接近66。可以说风险市场终于能缓解一下啦。 但这种涨幅尤其是对加密来说还是别太太乐观了。因为小心后面川普又反复(不是说一定会反复,撕毁协议,而是小心一点),毕竟真正的反转还早。 做短线的可以伺机保留利润。懒得不想交易的,除了昨天提到的 #Binance# 的理财活动续杯。也还有一些其他平台的。这里也同步下: 1️⃣Gate × USD1 灵活质押活动 具体操作:在 Gate 资产账户中持有 #USD1# 可分享 USD1 奖励。每日发放,无锁仓。年华每日调整| 限时活动 2️⃣ MEXC - USD1 活期理财活动 详情:申购活期理财即可获得 $WLFI 。随时赎回,无锁仓期。 3️⃣ ByBit - USD1 持币生息 简单持有 USD1 即可分享 4,500 万 奖池。 4️⃣USD1 Vault — Lorenzo & Binance Wallet 参与路径:Binance Web3 钱包 → DeFi 页面 参与(活动持续至 6 月 19 日)。年化收益率:5% 基础收益 + 约 6% 合作方token激励 5️⃣ USD1 借贷收益 — Dolomite APR:(3.5% 借贷收益 + 6.5% 平台加息激励) 剩余额度:约 3,300 万 USD1 可借流动性。这个根据个人情况,注意风险。 6️⃣ USD1 Monad 链上 Vault — TownSquare × Native 操作:一个仓位多重收益——同时赚取 USD1 年化收益 + 第三方项目积分。 以上就是涵盖各个平台的,有需要操心研究的也有不需要费心研究的,更不用盯盘的。 最后,个人觉得,还是看小伙伴们自己,是觉得交易好,还是图省心。 一定要根据自身情况计算好,尤其是注意资金的安全性和利用率。也要算好时间成本。 能跑赢汇率的下探,能让自己在什么平台更长期放心的拿着 也算是有一大份猪脚饭收益哇。 或者像很多小伙伴们一样,图省心,直接放在大平台拿着分奖励,也是OK的。毕竟熊市行情里,算是不错了。以上总有适合不同的资金情况的。 最后的最后,还是要理性研究, 以上不作为投资建议哈 DYOR🙏
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It is with a heavy heart that we announce we are winding down the Botanix network. This decision is the hardest one we have made in four years, and we want to share the reasoning openly because the people who backed us, built with us, and used what we shipped deserve more than a quiet shutdown notice. First off, an immediate practical consideration for the Botanix community: please withdraw your Bitcoin and other assets before July 9th, 2026. When we started in 2022, the pitch was simple enough to say in a sentence: bring real utility to Bitcoin. What that actually meant in practice, and what we have spent nearly four years building toward, was more ambitious than that sentence made it sound. We were trying to build a Bitcoin-based blockchain that could find genuine product-market fit as a platform for Bitcoin applications, without using token incentives to drive growth, manufacture users, or simulate utility. Almost every chain that has launched in the last cycle has reached for the same playbook (issue a token without PMF, engineer the incentive surface, point at the resulting metrics), and we did not believe this route is a viable strategy in the long term. We wanted to know whether a Bitcoin chain could earn its users on the strength of what was built on top of it, the value it brings in the market with Bitcoin itself as the only meaningful economic primitive in the system. And we built it. The Spiderchain went live and stayed live, a year of mainnet operation with one hundred percent uptime and zero security incidents on a genuinely novel cryptographic architecture. We built Dynafed, a dynamic federation that turned the Spiderchain from a static multisig set into a rotating, decentralized one, the technical milestone that most people in this space said could not be built on Bitcoin without compromising trust assumptions. Twenty-five million transactions, two hundred thousand wallets, and tens of millions of dollars in assets moved across the chain, every single number of that earned organically without a token, without airdrops, without points programs, or any of the manufactured-demand machinery. Chainlink, Morpho, GMX, Dolomite, Fireblocks, Alchemy, Galaxy, OKX Wallet, all integrated. We shipped a Bitcoin neobank with BINK on iOS and Android, with self-custodial email login for Bitcoin (something that had never existed before), native Bitcoin yield, and the lowest borrowing rates against Bitcoin anywhere in the world, all of it downstream of owning the infrastructure. The point of saying this is not to argue with our own conclusion. The protocol works, the product works, and our team and ecosystem worked in concert to do exceptional work. We have run this experiment in earnest, with a working protocol, real applications, and a serious team, for over a year on mainnet and nearly four years in total. The honest answer we have arrived at, after living inside it every day, is that it did not work, at least not in this market and not on this timeline. We want to share what we think we learned, with the caveat that some of this is conviction and some of this is still suspicion, and we would rather be transparent about the difference than pretend to have clarity we do not have. The first thing I've had to sit with is timing. Bitcoin utility, making Bitcoin programmable, productive, and integrated into real financial activity, isn't where the real world users sit right now. The conversation is still on Bitcoin as a reserve asset, on its monetary and political positioning, on base-layer conservatism. Those questions are upstream of the ones a Bitcoin L2 needs people to be asking. I still believe Bitcoin gets there, but belief in the destination is not the same as being able to predict when, and nobody can. It's also possible the destination never materialises at all, and that Bitcoin's role as a reserve asset is simply where it settles. If that's true, there will never be a market for what we were building, and no amount of time or capital would change that. The second is the token question. We intended to eventually launch a token. We saw it, and still see it, as a genuinely new form of equity, something closer to an IPO than an airdrop, to be done when you reach product market fit and the moment is right. That moment never came. What became clear over the last year is that the market largely stopped rewarding even the more considered versions of that playbook. Token launches across the board have broadly underperformed, and those that did go to market with tokens haven't seen the outcomes or PMF that the model is supposed to produce. The third lesson is about where DeFi demand on Bitcoin actually lives. For most use cases that exist today, lending, yield, leveraged exposure, WBTC on a mature general-purpose L2 is genuinely sufficient. Users have voted with their behaviour, and the verdict is that the trust assumptions of a wrapped representation on Ethereum are acceptable to almost everyone who wants Bitcoin-denominated DeFi. Decentralisation matters to people in principle and in conversation; in practice, when something cheaper and easier is in front of them, they use it. The security case for a dedicated Bitcoin L2 is real, but it only matters for a narrower band of applications than our thesis required, one of the clearer lessons this market has taught us. The fourth lesson is structural. The on-chain economy is consolidating around venues that own the user relationship: Hyperliquid, Robinhood, the major CEXes, and now TradFi participants absorbing an ever-larger share of attention, flow, and revenue. Convenience and institutional credibility win, every time, as soon as they're available. As retail participation thins, that concentration only deepens. We were, and still are, believers in decentralisation, but the current direction of on-chain growth is running through distribution, and any team building base-layer infrastructure today is rowing upstream against that current. We were no exception. The fifth lesson is the most concrete. Both of the above played out directly in our economics. The users we attracted were primarily using Bitcoin as a store of value for yield, a legitimate use case, but not the high-frequency transaction volume that drives fee revenue on a network like ours. BINK was our answer to that: a Bitcoin neobank designed to bring daily usage of BTC and stablecoins on-chain, driving the transaction volume the network needed. It was the right strategic instinct, and one we never got the chance to fully test. BINK only landed on both app stores in the last few weeks, a product that by its nature could only be built once the underlying infrastructure was proven and live. When users choose the convenient option and economic gravity pulls toward distribution, what's left on a decentralised infrastructure layer is a user base that costs more to serve than it generates. Infrastructure costs are what they are, and the fee income never came close to covering them. If you would like to see how we were imagining a Bitcoin future and what we have been working on since September, feel free to download BINK and give it a spin: it’s a full-fledged self-custodial Bitcoin Neobank with email login, one click borrowing, a Lightning integration and more. App store: Play store: This UX is where we think Bitcoin is ultimately heading towards although it feels too early. You can use invite code 1SD31R, but remember to remove your funds by July 9th. We could keep going. We have chosen not to, however, because continuing past the point where additional time stops producing additional learning is not conviction, it is something that looks like conviction from the outside while corroding into something else on the inside. We would rather stop now, with integrity intact and resources available to take care of the people who took a chance on us, than push the experiment past the point where it still has something to teach us. Reminder: Please withdraw all your assets by July 9th. After this, the federation will sweep the remaining Bitcoin. Any other assets or tokens on the network from then onwards will unfortunately be unrecoverable. After this, the federation will sweep the remaining Bitcoin. Any other assets or tokens on the network from then onwards will unfortunately be unrecoverable. To our investors, who backed a thesis that was harder to defend than it should have been, to our partners who built alongside us and bet pieces of their own roadmaps on ours, to the developers who deployed on Spiderchain, to our users and the BINK community who showed up for something experimental and stayed, and most of all to the Botanix team who shipped a genuinely novel system with rigour and care and who made every hard day worth the difficulty: Thank you, more than the words available here can carry.
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世界杯将近,币圈行情遇冷,但USD1稳定收益反而越值得关注 我整理了一下 USD1 相关理财,从 CEX 到 Web3 钱包,再到链上 DeFi,基本都覆盖到了: 1️⃣ Binance 主站|约 6% APR 适合懒人配置。 持有 USD1 即可自动获得 $WLFI 奖励,操作门槛低,流动性也比较友好,活动截至 6/12 2️⃣ Lorenzo Vault|约 14% APY 目前收益率相对更高的一档。 由 7% 基础收益 + 7% 代币激励 组成,可通过 Binance Web3 钱包进入。 适合愿意使用 Web3 钱包、追求更高收益的用户,活动截至 6/19 3️⃣ Bybit Earn|约 7% APR 主打灵活方便。 4500 万 $WLFI 奖励池,每日分配,支持随存随取,比较适合偏好 CEX 操作的用户。 入口: 4️⃣ Dolomite|约 8.7% APR 更偏链上 DeFi 玩家。 收益结构大致为 3% 借贷收益 + 5% 激励,目前还剩约 4100 万额度。 适合熟悉链上操作、愿意承担 DeFi 交互风险的用户。 入口: 5️⃣ TownSquare × Native|4.79% + 积分 除了基础年化外,还叠加新链积分玩法。 如果你本身看好 Monad 生态,或者想布局潜在空投,这类组合可以重点关注。 入口: 整体来看,USD1 这波收益渠道覆盖得比较全,冲起来 Hold USD1,Keep build 🦅 #USD1# #WLFI# @worldlibertyfi
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Good evening 🧢 Most users don’t fully understand what their collateral is doing anymore. And honestly, modern DeFi made that harder to track. The same asset can now simultaneously: earn yield, support borrowing,route liquidity, collect incentives,and influence exposure across multiple positions. Which means collateral increasingly behaves less like “stored value” and more like an active financial component inside a larger system. Protocols like @Dolomite_io make this shift more visible because capital doesn’t necessarily sit idle after deposit. The interesting part? A lot of users still think they’re holding assets passively while the protocol architecture is already treating those balances as productive infrastructure underneath. That gap in understanding is probably larger than people realize.
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