Crypto space really has a choice - grow the f up or get sidelined with random regulations.
Saying we can not do anything when we are programming decentralized system is just untrue.
Banks run AI for fraud detection but are inherently centralized and require KYC. At the same time KYC doesn't solve any of real problems as we know.
We have better data and talent to create systems that don't require KYC and actually deter criminals while giving full freedom to real users.
By working together we can totally weed out crypto of criminal activity. Criminal TAM is way smaller than all of economy moving onchain we are targeting.
Decentralization != disorganization