TermMax | Fixed Rate Borrowing & Lending (@TermMaxFi)
@TermMaxFi
DeFi fixed rate lending & borrowing and looping strategy.
Backed by @CumberlandSays, @HashKey_Capital, @decimafund, and @MZ_Cryptos.
Intern @termmax_intern
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Most limit orders earn nothing while they wait.
On TermMax, yours earn floating-rate yield from @gauntlet_xyz's @Morpho vault until matched.
Then lock in the fixed rate you set.
Always earning. 𝘕𝘦𝘷𝘦𝘳 idle.
Put it to work 👇
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More markets. More maturities. More ways to express your view.
If you've been waiting for DeFi to feel like a real market, this is it.
👉
bStocks are now live on TermMax Alpha!
As a trader, leveraged long or short without liquidation on @BNBChain
👉
As a depositor, earn with bStocks or USDT regardless of market movements
👉
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"Capital should never stop working."
The clearest framing of what we're building toward. Modular infrastructure, specialized layers, zero idle time.
Worth reading in full. 👇
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TermMax Zongzi Rain is here
15 random 45-min windows daily. Check in during a window → get 1~5 zongzi 🥟
🥇 35+ zongzi → Gold Badge + 500K XP
🥈 15+ zongzi → Silver Badge + 200K XP
🥉 8+ zongzi → Bronze Badge + 55K XP
Ends June 26, 23:59 UTC
👇
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Why settle for floating rates when you can lock in at a higher fixed rate?
Earn fixed yield on $USDC, $USDT, $USDT0 across 11+ markets, each backed by a single, transparent collateral.
🔒 Up to 11.25% APR
💧 Up to $3M
📅 From 18 days to 4 months
👉
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🛠️ Heads up: TermMax leaderboard will be down for maintenance on June 12, 8:00 AM (UTC+8), for up to an hour.
The app is unaffected: lending, borrowing, and all positions work as normal.
Thanks for your patience! 🐬
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Two UX wins on the new orderbook:
1️⃣ Click any row to instantly match its rate
2️⃣ Borrow / Lend side highlights based on the side you choose
Try it on any market 👇
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🄰🄻🄿🄷🄰 🄼🄰🅁🄺🄴🅃🅂
More maturities and strikes for the following @OndoFinance tokens on @BNBCHAIN:
• $NVDAon
• $QQQon
• $SPYon
For Traders: No liquidation leverage
For Earners: Get paid to wait
Only on TermMax Alpha 👇
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Think the market is too hot?
Short $SPYon at $680 on TermMax Alpha.
The play:
1️⃣ Pay a small premium
2️⃣ If $SPYon drops below $680 before Jun 19 → you profit
3️⃣ If it doesn't → you only lose the premium
No liquidations. Just a clean bearish ~20x bet.
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🅽🅴🆆 🅼🅰🆁🅺🅴🆃🆂
You can now borrow up to 300K USDC with the following assets at a fixed rate:
• srUSDat from @strata_markets + @saturn_credit
• PT-srUSDat-27AUG2026 from @pendle_fi
👇
P.S. Don't like the rate? You can place a limit order instead
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Two ways to repay 👇
• Repay with debt token: Pay back what you borrowed (e.g., USDC). Simple, predictable.
• Repay with FT: Buy the FTs and cancel the loan directly. Cheaper when lending rates are higher or collateral liquidity is thin.
Same outcome. Different math.
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Heads up on borrow limit orders 👇
Your order appears in two places on the dashboard:
• Positions (GT with collateral, no debt yet)
• Open Orders (0 filled)
Placing the order locks collateral in a GT that fills as takers match.
Debt in Positions and Match in Open Orders tick up in sync.
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𝗧𝗲𝗿𝗺𝗠𝗮𝘅 𝗔𝗽𝗽 𝗩𝟮 𝗶𝘀 𝗹𝗶𝘃𝗲.
One app. Every chain. Every order.
Here's what changed and why it matters 🧵
1/6
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Friendly reminder:
Every TermMax market has a maturity date.
Borrowers 𝗺𝘂𝘀𝘁 repay before then; otherwise your collateral will be liquidated to cover your debt.
Solid primer.
@OndoFinance's tokenized stocks like QQQon and SPYon already live on @BNBCHAIN, and they're collateral on TermMax today.
Keep the price exposure, borrow stables at a fixed rate against it.
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TradFi gave you yield without transparency.
DeFi gave you transparency without yield you could plan around.
RWAs on @TermMaxFi give you both. 🐬
USDC borrow rates against cbBTC/WBTC, fixed:
• May 31: ~2.30%
• Jun 30: ~2.50%
• Jul 31: 🔜
Cheaper than other major platforms on Ethereum. And the rate doesn't move.
Known rate, known term, known risk.
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Standard Chartered projects $4T in tokenized assets by end-2028, with DeFi protocols primary beneficiaries
Regulatory clarity isn't just about exchanges and stablecoins.
It's about whether fixed-rate credit markets, RWA collateral, and onchain treasuries can be built by 𝗨𝗦 teams, for 𝗨𝗦 users, without structural workarounds.
CLARITY makes the long-term version of DeFi buildable.
Known rate, known term, known risk. And now, known rules.
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USDC borrow rates against cbBTC/WBTC, fixed:
• May 31: ~2.30%
• Jun 30: ~2.50%
• Jul 31: 🔜
Cheaper than other major platforms on Ethereum. And the rate doesn't move.
Known rate, known term, known risk.
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Standard Chartered projects $4T in tokenized assets by end-2028, with DeFi protocols primary beneficiaries
