Nico Simko (@nicosimko)
@nicosimko
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Clair Atlas, our AI underwriting engine, allows lenders to analyze consumers’ job stability using payroll and time-and-attendance data rather than credit history.
With Atlas, we can safely increase eligibility for short term credit from 40% to 95%+ for people without credit scores (which was my case in the first few years in the US) or those subprime
Credit should be connected to the workplace. AI is a perfect use case for this.
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